House Member of the Week: Ruoff Mortgage


Mortgage Ruoff | Photo by Ryan Richardson

David Ruoff opened Ruoff Mortgage in Fort Wayne, Indiana in 1984, growing the business significantly during his tenure. The company expanded to downtown Owensboro in July 2018 and grew from three employees to 13 in just four years.

Ruoff’s son-in-law, Mark Music, joined the company in 2007 and took over as president and CEO in 2012. The organization now has 76 branches in five states and employs more than 900 people.

Ruoff Owensboro assists over 500 homeowners each year with satellite offices in Madisonville and Henderson. Vice President and Branch Manager Marc Genry credits much of their success to the local community. In 2020 and 2021, the Kentucky Housing Corporation recognized Ruoff as a Top Lender.

“The Owensboro community is all about giving back and helping others. We love sponsoring and supporting so many local organizations,” Gentry said. “Being Pier Stage’s sponsor for Friday After 5 for three years and a community sponsor for CASA of Ohio Valley are just a few of the ways we give back.”

Gentry said they also sponsor events and donate to various local nonprofits throughout the year, with employees serving on numerous boards and committees.

The company consistently ranks at the top of the Inc. 5,000 list of the nation’s fastest growing companies. Along with a host of products, the Scotsman Guide’s list of top mortgage lenders also recognizes Ruoff as one of the best mortgage companies.

“We offer a loan product for everyone: purchase, refinance, renovation, new construction, reverse mortgage, conventional, FHA, USDA, VA, doctor only, jumbo and several state bond loan programs including, but not limited to Kentucky Housing and Indiana Housing,” Gentry said.

For more information about Ruoff, visit their website here or search @RuoffMortgage on Instagram or RuoffOwensboroBranch on Facebook.

“Ruoff is a mortgage company – that’s what we do, and we do it very well,” he said. “We pride ourselves on our ability to guide borrowers through the mortgage process seamlessly with a company average of 17 days from request to clear to close time.”

The Chamber Member of the Week program is a benefit for members of the Greater Owensboro Chamber of Commerce. Founded in 1913, the Greater Owensboro Chamber of Commerce has worked for more than a century to provide valuable benefits and services to business and individual members.

Today, with a membership base of nearly 1,000, the Chamber is a guiding force in community and business development initiatives, serving as the corporate advocacy center for the Greater Owensboro area.

To learn more about becoming a Chamber of the Week member or to inquire about Chamber membership, contact Shelly Nichols, Chamber Vice President, at 270-926-1860 or [email protected]


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