MERIDEN, Connecticut., August 5, 2021 / PRNewswire / – Planet Home Lending, LLC, a national lender and mortgage manager, has opened a new branch at 1608 Queen St., Wilmington, North Carolina (NMLS # 2162069). Mortgage industry professional Dawn Bailey (NMLS # 692052) is the branch manager of the new location and is joined by Heather House, Mortgage Creator (NMLS # 1328615) and Assistant Loan Creator. Jennifer roper.
âPlanet Home Lending is a great fit for East Carolina because we offer personalized service instead of a one-stop-shop,â said Michael dubeck, CEO and President of Planet Financial Group, LLC. “This branch is particularly useful for buyers and homeowners who wish to take advantage of today’s historically low interest rates.”
house, a Wilmington native, understands the unique needs of New Hanover and Brunswick borrowers. “Brunswick is the fastest growing county North Carolina, and our mix of locals and people moving out of state makes real estate markets very competitive, âHouse said.
When homes for sale receive multiple offers, buyers get the highest possible offer. âPreparing financially is a major key to success,â Bailey said. “We recommend that you get pre-approved for a home loan to show sellers that you have the financing to close the property and that you look more attractive than your competition.”
Another tactic to try in competitive markets is a purchase plus renovation home loan. âFixers sometimes have fewer offers,â House said. âWith a Home Improvement Loan, you use a mortgage to buy your house and pay for the improvements needed to make it a home. It’s a way to get a turnkey home exactly the way you envision it – whether it’s a modern chef’s kitchen. , upgraded spa bathrooms or resort-style outdoor space. “
The branch also has options to help solve one of the biggest challenges facing homebuyers – offering a down payment. âWe have VA home loans with no down payment for qualified military service members and 100% USDA home loans,â Bailey said. “We also have down payment assistance from the North Carolina Housing Financial Agency and a mortgage certificate providing a federal tax refund to applicants who meet credit and income requirements.”
The district attracting retirees, vacationers and investors, the agency offers real estate loans for second homes and real estate loans for investment properties for rental, including co-ownership. âIf the value of your investment property has increased, you may be able to withdraw money to pay for improvements or purchase additional properties,â Bailey said.
Planet Home Lending Wilmington also offers conventional loans and Jumbo loans at competitive prices to $ 3 million.
Whatever loan they choose, East Carolina borrowers will benefit from the company’s online digital mortgage assistant, used to apply and submit documents through connected devices, such as cell phones and tablets. The app can also keep borrowers and real estate professionals (with the borrower’s permission) informed 24/7 on loan status.
About Planet Home Lending, LLC
Planet Home Lending, LLC, is a national mortgage lender and service provider delivering exceptional customer experiences to U.S. homeowners and buyers. Offering affordable home loans backed by Fannie Mae, Freddie Mac, VA, FHA, USDA and private lenders, it makes homeownership dreams come true for people in 48 states, DC and Porto Rico. For more information on Planet Home Lending, LLC, please visit https://PlanetHomeLending.com.
|Charlyne H. McWilliams
for Planet Home Lending, LLC
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SOURCE Planet Home Lending, LLC